OUR FUNDING SOLUTIONS
Julius Capital’s full-vision funding solutions integrate finance—the “Unified Credit Facility”—and philanthropy—the “10 Ways to Give”.
Our approach overcomes traditional non-profit funding constraints to ensure your organization receives a comprehensive range of borrowing and giving options.
FULL-VISION INTEGRATION OF FINANCE AND PHILANTHROPY
COMBINE BANK AND PRIVATE BOND DEBT
By combining shorter-term bank debt and longer-term public bonds, the Julius-designed credit facility enables our clients to maximize their total borrowing capacity while lowering annual require debt service.
ESTABLISH BANK DRAW CAPABILITY
The bank draw component of our credit facility is an ideal solution for new construction projects with inflexible “break ground” schedules or for refinancing existing debt.
FACILITATE BALANCE SHEET PHILANTHROPY
Donor-friendly junior bonds can be placed initially with your Deposit & Loan or affiliated foundation to e subsequently resold to donors. Donors may agree to “donate back” principal or interest as part of a future structured gift.
RECEIVE CREDIT FOR FUNDRAISING CASHFLOW
Our comprehensive pro forma financial projections incorporate cashflow from your pledges receivable and projected future campaign commitments. Julius Capital can, then, negotiate the most favorable debt service covenants and optional debt pre-payment terms from lenders.
OBTAIN LOWEST COST OF CAPITAL
Julius Capital’s competitive request for proposal (RFP) bid process enables us to obtain the lowest blended cost of capital and best terms from banks and our established network of bond investors committed to financing Catholic not-for-profit entities.
GIFTS THAT PAY DONOR DURING THEIR LIFETIME
1. Re-Insured Charitable Gift Annuity
2. Charitable Remainder UniTrust
3. Retirement Savings Trust
GIFTS THAT PAY CHARITIES DURING DONOR'S LIFE
4. Charitable Lead Trust
5. Retirement Asset Distributions
GIFTS THAT MAKE AN IMPACT AFTER DONOR'S LIFE
7. Retirement Assets
8. Life Insurance
9. Real Estate NI-CRUT
10. Your Estate